With thousands of mortgages available and lenders competing for business with a variety of offers re-mortgaging has never been simpler. Many lenders offer incentives such as free legal fees and free valuations (subject to status and availability) to allow you to switch from your current provider at minimal cost.

Your needs may well have changed since you took out your original mortgage and this is the perfect time to review your mortgage requirements to ensure it fits with your current needs and future plans.

If you are thinking of moving and are concerned about committing to another deal which may tie you to the lender there are still options available that could save you money.